NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Bank of Rio
Vista.
This is our privacy notice for our customers. When we use the words “you” and
“your” we mean the following types of customers:
- Our consumer customers who have a continuing relationship by purchasing
or holding financial products or services such As a (n):
- Deposit account
- Loan Account
- Credit card account
- Safe deposit box
- Self-directed Individual Retirement Account
- All persons (individuals) who do not have a continuing relationship with
us but who may use a financial product or service we provide in isolated
transactions. This includes, for example, someone who:
- Applies for a loan that does not get Completed
We will tell you the sources of the information we collect about you. We will
tell you what measures we take to secure that information. We first define some
terms.
Nonpublic personal information means information about you that we
collect in connection with providing a financial product or service to you.
Nonpublic personal information does not include information that is available
from public sources, such as telephone directories or government records.
Hereafter, we will use the term “information” to mean nonpublic personal
information as defined in this section. An affiliate is a company we own
or control, a company that owns or controls us, or a company that is owned or
controlled by the same company that owns or controls us
Ownership does not mean complete ownership, but means owning enough to have
control. A nonaffiliated third party is a person we do not employ or a
company that is not an affiliate of ours. This is also known as nonaffiliated
third party, or simply, and “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
WE do NOT disclose any information about you to anyone, except as permitted
by law.
Examples of this might include disclosures necessary to service your account or
prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know
that information to provide products or services to you. We maintain physical,
electronic, and procedural safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by
law.
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